Forbearance vs. Deferment?

Unemployment, furloughs, and reduced earnings have dramatically increased since COVID-19 has shutdown the world. For most Americans, the biggest monthly expense is being impacted: mortgage payment. With this new reality, it does not mean that foreclosures are necessary for homeowners. There are options, and most mortgage lenders will work with homeowners. The current landscape isContinue reading “Forbearance vs. Deferment?”

RVA, Restaurants, and Real Estate: Episode 7 – Izzy’s Kitchen & Coach Sawarzky

This week’s episode of RVA, Restaurants, and Real Estate we head to an iconic RVA spot: Izzy’s Kitchen. I am joined by Darren Sawarzky, the new head coach of the Richmond Kickers. as we discuss Darren’s journey to RVA, his professional soccer career and what he is learning about this amazing community. Chef/Owner Joe CarterContinue reading “RVA, Restaurants, and Real Estate: Episode 7 – Izzy’s Kitchen & Coach Sawarzky”

RVA, Restaurants, and Real Estate: Episode 6 – Buz and Ned’s

This week’s episode of RVA, Restaurants, and Real Estate we head to an iconic RVA spot: Buz and Ned’s. I am joined by Neil Morrissette of C&F Mortgage as we dive into a BBQ heaven where Buz serves up every variety of dish you can imagine. From the jumbo ribs, to pulled BBQ, fried okraContinue reading “RVA, Restaurants, and Real Estate: Episode 6 – Buz and Ned’s”

Dealing with Financing

As the events of the last few years in the real estate industry show, people forget about the tremendous financial responsibility of purchasing a home at their peril. Here are a few tips for dealing with the dollar signs so that you can take down that “for sale” sign on your new home. Get pre-approved.Continue reading “Dealing with Financing”

5 Tips for Buying a Home

Looking to buy a home? Here are five essential tips for making the process as smooth as possible. Get your finances in order. Start by getting a full picture of your credit. Obtain copies of your credit report. Make sure the facts are correct, and fix any problems you find. Next, find a suitable lenderContinue reading “5 Tips for Buying a Home”

Impact of Potential Fed Rate Cuts

According to recent reports, the Fed is considering cutting interest rates.  These cuts would be due to the continued low inflation, slow growth, and trade war.  This is a complete contradiction of the stance the Fed had about six months ago. Why would this occur? Typically, it is a strategy used by the Fed toContinue reading “Impact of Potential Fed Rate Cuts”